Benefits for the Future

401(k) Plan

Saving for the future becomes easy with automatic deductions to your capital accumulation plan. Talgo matches 50% of your contributions up to 10% of your deferral. The plan allows the employee to defer the maximum amount allowed by law.

Short Term Disability / Long Term

Short Term Disability Plan

This short term disability plan provides financial protection for you by paying a portion of your income while you are disabled. The amount you receive is based on the amount you earned before your disability began. In some cases, you can receive disability payments even if you work while you are disabled.

Long and Short Term Disability Insurance

Employees are automatically enrolled in the long and short term disability programs along with the effective date of the group medical/dental insurance plans. The premiums for this insurance are currently paid entirely by Talgo. Employees must be working at least forty (40) hours per week to be eligible for the long and short term disability programs.

Life Insurance

Life Insurance provides that extra added assurance that there will be money to take care of your loved ones. Regular full time employees are currently covered by Insurance at no cost to the employee. Policy amount is (1) times annual salary up to a maximum of $100,000.